Vehicle Leasing

Business Clients

I.C.S. O.C.N. "Total Leasing & Finance" S.A. offers you the possibility to purchase via financial leasing any type of new or second hand vehicle, needed for your business activity, ensuring fast and advantageous financing conditions.

Standard financing terms
Currency EUR
Financed assets Passenger Cars, Commercial vehicles, Buses, Trailers, semi-trailers, trucks, Specialized vehicles
Term From 12 up to 48 months* for new vehicles
From 12 up to 36 months* for second hand vehicles
Nominal Interest rate** 9.9%- 12.9% * annually for new vehicles
10.9% - 13.5%* annually for second hand vehicles
Up-front fee 2%-2.5% (from the asset value, min. 250 €), one-time payment on signing the agreement
Down payment Min. 25% - for new vehicles,
Min. 30% - for second hand vehicles
Maximum amount Depending on the payment capacity of each client, but not more than 150 kEUR
Guarantees The financed asset serves as a guarantee.
Additional guarantees may be required.
Asset insurance Mandatory CASCO, by insurers approved by I.C.S. O.C.N. "Total Leasing & Finance" S.A.
Prepayment Fee 3% of the prepaid amount (min.250€)
Other fees According to I.C.S. O.C.N. "Total Leasing & Finance" S.A. prices, displayed on the information panel
* these conditions can vary depending on the degree of risk associated with each individual project
** the interest rate is floating and may change depending on the cost of the resources


  • Rapid assessment of your leasing application;
  • No analysis, management or maintenance fees related to the lease agreement;
  • Early repayment option;
  • Best insurance option;
  • Objective advice provided by the Company employees.;