Equipment Leasing

Business Clients

I.C.S. O.C.N. "Total Leasing & Finance" S.A. finances the purchase of the latest technology in:

  • Equipment for food industry: meat, milk processing, bakery, pastry;
  • Industrial equipment: textiles, packing, wood working equipment, construction materials, metal processing, thermo-insulating glass production lines, printing / publishing;
  • Medical equipment: monitors, x-ray scanners, laboratories, dental and optical equipment etc.;
  • Agricultural equipment: tractors, combine harvesters, implements (ploughs, cultivators, rippers etc);
  • Construction equipment: excavators, concrete mixers, wheel loader, compactor, forklifts.

The company has established and maintains close partnerships with the main equipment dealers, so that the clients can benefit of the best products in different fields of activity.

We offer you, our clients, flexible financing solutions through leasing, according to your business needs and possibilities with repayment schedules tailored to the seasonality of your activity.

Therefore, the term of the leasing contract will be closely linked to the lifetime of the asset and the repayment schedule with the operating time span; leasing is a flexible form of financing that allows you to react quickly to changes affecting your business.

Standard Financing Conditions
Type of equipment  Term Minimum Down Payment Annual Interest Rate Management fee Insurance
New Equipment 12 - 60 months 30% 11.5% - 12.9% in Euro/USD 2% Insurance, by approved insurers.
Second Hand Equipment 12 - 24 months 40% 12.5%-13.5% in Euro/USD


  • Monthly repayment schedule adjusted to your payment capacity;
  • Monthly deduction of VAT on the purchase;
  • Rapid assessment of your leasing application;
  • No fees for analysis or contract management;
  • Early repayment option;
  • Best insurance option;
  • Objective advice provided by the employees. You will be able to choose on your own the equipment you want, with the tehnical and financial support of the Company.