I.C.S. O.C.N. "Total Leasing & Finance" S.A. offers you the possibility to purchase via financial leasing any type of new or second hand vehicle, needed for your business activity, ensuring fast and advantageous financing conditions.
Currency | EUR |
Financed assets | Passenger Cars, Commercial vehicles, Buses, Trailers, semi-trailers, trucks, Specialized vehicles |
Term | From 12 up to 48 months* for new vehicles From 12 up to 36 months* for second hand vehicles |
Nominal Interest rate** | 9.9%- 12.9% * annually for new vehicles 10.9% - 13.5%* annually for second hand vehicles |
Up-front fee | 2%-2.5% (from the asset value, min. 250 €), one-time payment on signing the agreement |
Down payment | Min. 25% - for new vehicles, Min. 30% - for second hand vehicles |
Maximum amount | Depending on the payment capacity of each client, but not more than 150 kEUR |
Guarantees | The financed asset serves as a guarantee. Additional guarantees may be required. |
Asset insurance | Mandatory CASCO, by insurers approved by I.C.S. O.C.N. "Total Leasing & Finance" S.A. |
Prepayment Fee | 3% of the prepaid amount (min.250€) |
Other fees | According to I.C.S. O.C.N. "Total Leasing & Finance" S.A. prices, displayed on the information panel |
* these conditions can vary depending on the degree of risk associated with each individual project ** the interest rate is floating and may change depending on the cost of the resources |
Benefits: